Monday, November 2, 2015
2015 Christmas Countdown - Day Nine
Day 9 - Set a holiday budget - DONE! Do you know the cost of Christmas? I was amazed when, a few years ago, I kept track of all of our Christmas expenses - gifts for family, gifts for others, decorations, party food, party clothes, gift exchanges, ornament exchanges, cards, postage, charitable giving, outings, events, activities...the list was endless. When I added it all up, it was an eye-opener. Only when you truly have a list of everything on which you could spend money, can you make a reasonable budget so you don't end up stretching your Christmas into January's bill-paying.